Investment Disclaimer

1. Nature of Our Services

INGOTX is a precious metals price comparison and portfolio tracking platform. We provide:

• Price data aggregated from multiple dealers
• Premium calculations and comparisons
• Portfolio tracking tools
• Market statistics and trends
• Educational content about precious metals

We DO NOT:

• Provide personalized investment advice
• Recommend specific investments or products
• Manage portfolios or assets
• Act as a broker, dealer, or financial intermediary
• Buy, sell, or custody precious metals
• Guarantee investment returns or performance

2. No Financial or Investment Advice

The information on INGOTX, including but not limited to:

• Price comparisons and premium data
• Market trends and analysis
• Articles, guides, and educational content
• Portfolio tracking features
• Price alerts and notifications

...is NOT investment advice and should NOT be relied upon as such.

We do not know your individual financial situation, investment objectives, risk tolerance, or time horizon. What may be appropriate for one investor may be entirely inappropriate for another.

4. Data Accuracy and Timeliness

4.1 No Guarantee of Accuracy

While we strive to provide accurate information, we do NOT guarantee the accuracy, completeness, or timeliness of any data on our website.

Potential issues include:

• Pricing Delays: Dealer prices may change before our system updates
• Data Errors: Technical issues may cause incorrect data display
• Availability: Products shown as “in stock” may sell out
• Dealer Changes: Dealers may modify prices, policies, or inventory without notice
• Calculation Errors: Premium calculations are estimates and may contain errors

4.2 Verify Before Purchasing

ALWAYS verify current prices, product availability, and dealer terms directly with the dealer before making any purchase.

You should independently confirm:

• Current spot price and dealer premium
• Product specifications and condition
• Shipping costs, insurance, and delivery times
• Return policies and buyer protection programs
• Dealer reputation and reviews
• Total cost including all fees and taxes

5. No Endorsements

Inclusion of a dealer or product on INGOTX does NOT constitute an endorsement.

We do not:

• Vouch for the quality, legitimacy, or reliability of any dealer
• Guarantee the authenticity of products sold by dealers
• Endorse any specific investment strategy or allocation
• Recommend dealers based on affiliate commissions
• Verify dealer licenses, certifications, or accreditations

You are responsible for conducting your own due diligence on any dealer before making a purchase.

6. Third-Party Information

Our website may contain or reference information from third parties, including:

• Dealer websites and product listings
• Market news and commentary
• External articles and resources
• User-generated content

We do not control, verify, or endorse third-party content. You should independently verify any third-party information before relying on it.

7. Educational Content Only

Any articles, guides, tutorials, or educational materials on INGOTX are provided for general educational purposes only. This content:

• Reflects general market information and concepts
• Is not tailored to your individual circumstances
• Should not be construed as recommendations
• May become outdated as market conditions change
• Is not a substitute for professional advice

8. Portfolio Tracking Tool Limitations

Our portfolio tracking feature is a convenience tool only. You acknowledge that:

• You Are Responsible for Accuracy: You must input accurate data about your holdings
• Valuations Are Estimates: Portfolio values are based on spot prices and may not reflect actual market value or what you could sell for
• No Audit or Verification: We do not verify the existence or authenticity of your reported holdings
• Tax Reporting: Our tools are not designed for tax reporting; consult a tax professional
• Data Loss: While we implement security measures, you should maintain your own records

9. Forward-Looking Statements

Any statements about future market conditions, price trends, or economic forecasts are speculative and based on current information. Forward-looking statements:

• Are not guarantees of future performance
• Are subject to numerous uncertainties and risks
• May be rendered inaccurate by changed circumstances
• Should not be relied upon for investment decisions

Past performance is not indicative of future results.

10. Consult Professional Advisors

Before making any investment in precious metals, you should consult with qualified professionals:

Financial Advisor

• Assess whether precious metals fit your investment strategy
• Determine appropriate allocation based on your goals and risk tolerance
• Evaluate how precious metals affect overall portfolio diversification

Tax Advisor

• Understand tax implications of precious metals purchases and sales
• Learn about reporting requirements for certain transactions
• Explore strategies to optimize tax treatment

Legal Advisor

• Review contracts and terms with dealers
• Understand your legal rights and protections
• Address estate planning considerations for physical assets

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INGOTX IS NOT LIABLE FOR:

• Any investment losses or financial damages
• Decisions made based on information from our website
• Errors, omissions, or inaccuracies in pricing or data
• Transactions or disputes with dealers
• Changes in market conditions or precious metals prices
• Inability to access our services at any time
• Loss or theft of physical precious metals
• Tax consequences of your investment decisions

See our Terms of Service for complete liability limitations.

12. Regulatory Disclosure

INGOTX is not registered with the Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any other financial regulatory body as:

• An investment advisor
• A broker-dealer
• A financial planner
• A commodity trading advisor

We are a technology platform providing data and information services only.

13. Questions

If you have questions about this disclaimer or the nature of our services, please contact us:

INGOTX
Email: support@ingotx.com
Legal: legal@ingotx.com